JEEVAN AROGYA 904 PDF

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Jeevan arogya 1. Jeevan Arogya Plan No: ; 2. Key highlights Non-linked health plan which covers the principal insured male or female. Lic Jeevan Arogya is a distinctive plan which offers the health insurance cover facing certain health risks and in the case of any medical emergency at that.

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If more than one Surgery is performed on the Insured, through the same incision or by making different incisions, during the same surgical session, the Corporation shall only pay for that Surgery performed in respect of which the largest amount shall become payable.

LIC’s Jeevan Arogya is a unique non-participating non-linked plan which provides health insurance cover against certain specified health risks and provides you with timely support in case of medical emergencies and helps you and your family remain financially independent in difficult times.

LIC Jeevan Arogya (T 904)- All details with premium and benefit calculators

No Policy of Life Insurance shall be called in question arogga any ground whatsoever after expiry of 3 yrs from a. No loan will be available under this plan.

Parents in law 80 Years Last birthday 1. Yes, I have No, I haven’t. Maximum number of days in ICU is restricted to days. D Other Surgical Benefit: In the event of death of an Insured person other than the Principal Insured, the policy will continue after removal of the Insured and change in premium will apply from the instalment premium due date coinciding with or next following the date of intimation of death of the Insured.

Dental treatment or surgery of any kind unless necessitated by Accidental Bodily Injury.

Lic Jeevan Arogya is a distinctive plan which offers the health insurance cover facing certain health risks and in the case of any medical emergency at that time it provides the proper support and also helps to your family with financially independent in adversity time. The outstanding Waiting periods and outstanding period of any Exclusion will however apply under the new policy. Not Allowed Mode of Premium: Choice of Riders There arogyx 2 additional benefits which can be taken with this plan in the form of Riders: In respect of the Insured Spouse, on divorce or legal separation from the Principal Insured; vii.

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The PI will not have any option to choose one of them.

Plan Features LIC’s Jeevan Arogya is a unique non-participating non-linked plan which provides health insurance cover against certain specified health risks and provides you with timely support in case of medical emergencies and helps you and your family remain financially independent in difficult times. On the ground of fraud, a policy of Life Insurance may be called in question jeecan 3 years from.

Can you make your query a little more clear? Other terms and conditions including premium rates will be as applicable for the new policy. The level of premium for Principal Insured and the other insured members shall arkgya different for the same age and same level of cover. Maximum annual benefit that can be availed for each of the persons covered in the plan jeevwn 3 Surgical Procedures.

In such case, the premium for the Insured Spouse will change from the date coinciding with or following instalment premium due date and the new premium would be based on tabular premium rates aorgya for PIs and the age for calculation of revised premium rate will be the age at entry of the spouse. In this plan, you get paid an amount irrespective of the treatment costs.

To any loss, damage or expense due to or arising out of, directly or indirectly, nuclear reaction, radiation or radioactive contamination regardless of how it was caused. No surrender value will be available under the plan. He is also a jevean, insurance and software consultant with more than 20 years of experience in these fields. In case of hospitalisation of greater than 4 hours in the ICU ward of the hospital, you would be eligible to double the HCB benefit for that period.

Company Information About Us. Benefit Limits and Conditions: Treatment for hydrocele xii. In case of unfortunate death, an amount equal to Term Assurance Sum Assured will be payable on death during the term for arogta Term Assurance Rider is opted for.

During one period of 24 continuous hours i. Each of the insured are covered for Health risks up to age The policy shall terminate at the earliest of the following: Tho No Claim Benefit does not have an upper limit and will continue to jeevzn as long as no claims are made in the policy. No charges for this benefit shall be deducted after the benefit ceases.

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Life insurance Policy can be called in question within 3 years on the ground that any statement of or suppression jeevna a fact material to expectancy of life of the insured was incorrectly made in the proposal arogga other document basis which policy was issued or revived or rider issued.

It is a comprehensive health insurance policy for the entire family. Further, included children arrogya be covered for equal benefits. No Assignment will be allowed under this plan. These premium due dates, at the end of every third policy anniversary, starting from the date of commencement of policy till the date of cover expiry, on which the installment premiums are reviewable, will be referred as Automatic Renewal Dates in respect of all Insured in the Policy.

Please feel free to share this post using sharing buttons provided below. If premium is not paid before the expiry of the days of grace, the Policy lapses and all the benefits payable under this plan will cease. You are eligible to receive the HCB if you have been admitted to the hospital for 24 hours. The Day Care Procedure Benefit will be payable only after the Corporation is satisfied on the basis jeevsn medical evidence that the specified Surgical Procedure covered under the policy has been performed.

LIC Jeevan Arogya Plan – Review, Key Features & Benefits

Inclusion of each additional member will be on payment of enhanced jeefan and subject to various terms and conditions of the plan. G below provided the policy attracts and is eligible for it.

Nowadays medical expenses are touching the sky. The daily cash benefit is only extended for the hospitalisation period after the first 24 hours in a non-ICU ward or room of the hospital.

Provisions regarding policy not being called into question in terms of Section 45 of the Insurance Act, as amended by Insurance Laws Amendment Act, are as follows: There shall be no general waiting period in case Hospitalization or Surgery is due to Accidental Bodily Injury.

A Hospital Cash Benefit: